/* Immobilienkreditrechner Oesterreich - Stand 15.09.2026
   Farben ueber Custom Properties ueberschreibbar, damit der Rechner
   in jede Seite passt. */

/* Die Klebeleiste haengt am body, also ausserhalb von .kr - sie braucht die
   Farbtokens deshalb selbst, sonst bleibt ihr Hintergrund durchsichtig. */
.kr, .kr-sticky {
    --kr-accent: #216197;
    --kr-accent-dark: #1a4d78;
    --kr-accent-soft: #f0f4f9;
    --kr-cta: #ef7d00;
    --kr-cta-dark: #d66f00;
    --kr-cta-soft: #fdefe0;

    --kr-text: #16222e;
    --kr-muted: #5b6b7c;
    --kr-line: #dde5ed;
    --kr-bg: #ffffff;
    --kr-bg-alt: #f7f9fc;

    --kr-go: #1f8a4c;
    --kr-go-soft: #e8f5ee;
    --kr-warn: #b06a00;
    --kr-warn-soft: #fdf4e3;
    --kr-stop: #c0392b;
    --kr-stop-soft: #fbeceb;

    --kr-radius: 10px;
    --kr-gap: 1.5rem;
}

.kr {
    box-sizing: border-box;
    max-width: 100%;
    color: var(--kr-text);
    background: var(--kr-bg);
    font-family: inherit;
    font-size: 16px;
    line-height: 1.55;
    /* Regel 7.11: nie im Wort umbrechen */
    hyphens: none;
    overflow-wrap: normal;
    word-break: normal;
}

.kr *, .kr *::before, .kr *::after { box-sizing: inherit; }
.kr p { margin: 0 0 .75em; }
.kr h2, .kr h3, .kr h4 { margin: 0; font-weight: 700; line-height: 1.25; hyphens: none; }

/* ---------- Kopf und Modi ---------- */

.kr__head {
    display: flex;
    flex-wrap: wrap;
    align-items: baseline;
    justify-content: space-between;
    gap: .5rem 1rem;
    margin-bottom: 1rem;
}
.kr__title { font-size: 1.375rem; }
.kr__stand { font-size: .8125rem; color: var(--kr-muted); }

.kr__modes {
    display: flex;
    gap: .375rem;
    padding: .3125rem;
    margin-bottom: var(--kr-gap);
    background: var(--kr-accent-soft);
    border-radius: var(--kr-radius);
}
.kr__mode {
    flex: 1 1 0;
    padding: .6875rem .75rem;
    border: 0;
    border-radius: calc(var(--kr-radius) - 4px);
    background: transparent;
    color: var(--kr-accent-dark);
    font: inherit;
    font-size: .9375rem;
    font-weight: 600;
    line-height: 1.3;
    text-align: center;
    cursor: pointer;
    transition: background .15s, box-shadow .15s;
}
.kr__mode:hover { background: rgba(255,255,255,.6); }
.kr__mode[aria-selected="false"] { color: var(--kr-muted); font-weight: 500; }
.kr__mode[aria-selected="true"] {
    background: var(--kr-bg);
    color: var(--kr-accent);
    box-shadow: 0 1px 3px rgba(22,34,46,.12), inset 0 -2px 0 var(--kr-accent);
}

/* ---------- Layout ---------- */

.kr__grid {
    display: grid;
    grid-template-columns: minmax(0, 1.15fr) minmax(0, 1fr);
    gap: var(--kr-gap);
    align-items: start;
}

/* ---------- Eingaben ---------- */

.kr__inputs { min-width: 0; }

.kr-field { margin-bottom: 1.375rem; }
.kr-field__top {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: .75rem;
    margin-bottom: .4375rem;
}
.kr-field__label {
    font-size: .9375rem;
    font-weight: 600;
    color: var(--kr-text);
}
.kr-field__hint {
    display: block;
    margin-top: .125rem;
    font-size: .8125rem;
    font-weight: 400;
    color: var(--kr-muted);
}
.kr-field__val {
    display: flex;
    align-items: center;
    gap: .25rem;
    flex: 0 0 auto;
    padding: .25rem .5rem;
    border: 1px solid var(--kr-line);
    border-radius: 6px;
    background: var(--kr-bg-alt);
}
.kr-field__val:focus-within {
    border-color: var(--kr-accent);
    box-shadow: 0 0 0 3px rgba(33,97,151,.15);
}
.kr-field__val input {
    width: 6.5ch;
    padding: 0;
    border: 0;
    background: transparent;
    color: var(--kr-text);
    font: inherit;
    font-size: .9375rem;
    font-weight: 700;
    font-variant-numeric: tabular-nums;
    text-align: right;
}
.kr-field__val input:focus { outline: none; }
.kr-field__val input.kr--wide { width: 9ch; }
.kr-field__val input.kr--narrow { width: 4ch; }
.kr-field__unit { font-size: .875rem; color: var(--kr-muted); }

/* Slider */
.kr-range {
    -webkit-appearance: none;
    appearance: none;
    display: block;
    width: 100%;
    height: 22px;
    margin: 0;
    padding: 0;
    background: transparent;
    cursor: pointer;
}
.kr-range:focus { outline: none; }
.kr-range:focus-visible::-webkit-slider-thumb { box-shadow: 0 0 0 4px rgba(33,97,151,.25); }
.kr-range:focus-visible::-moz-range-thumb { box-shadow: 0 0 0 4px rgba(33,97,151,.25); }
.kr-range::-webkit-slider-runnable-track {
    height: 6px;
    border-radius: 3px;
    background: var(--kr-line);
}
.kr-range::-moz-range-track {
    height: 6px;
    border-radius: 3px;
    background: var(--kr-line);
}
.kr-range::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    margin-top: -8px;
    border: 3px solid var(--kr-bg);
    border-radius: 50%;
    background: var(--kr-accent);
    box-shadow: 0 1px 4px rgba(22,34,46,.3);
}
.kr-range::-moz-range-thumb {
    width: 16px;
    height: 16px;
    border: 3px solid var(--kr-bg);
    border-radius: 50%;
    background: var(--kr-accent);
    box-shadow: 0 1px 4px rgba(22,34,46,.3);
}
.kr-range__scale {
    display: flex;
    justify-content: space-between;
    margin-top: .1875rem;
    font-size: .75rem;
    color: var(--kr-muted);
    font-variant-numeric: tabular-nums;
}

/* Segmentierte Auswahl */
.kr-seg { display: flex; flex-wrap: wrap; gap: .375rem; }
.kr-seg__btn {
    flex: 1 1 auto;
    min-width: 4.5rem;
    padding: .5rem .625rem;
    border: 1px solid var(--kr-line);
    border-radius: 7px;
    background: var(--kr-bg);
    color: var(--kr-text);
    font: inherit;
    font-size: .875rem;
    line-height: 1.2;
    text-align: center;
    cursor: pointer;
    transition: border-color .15s, background .15s;
}
.kr-seg__btn small {
    display: block;
    margin-top: .125rem;
    font-size: .75rem;
    color: var(--kr-muted);
    font-variant-numeric: tabular-nums;
}
.kr-seg__btn:hover { border-color: var(--kr-accent); }
.kr-seg__btn[aria-pressed="true"] {
    border-color: var(--kr-accent);
    background: var(--kr-accent-soft);
    font-weight: 700;
}
.kr-seg__btn[aria-pressed="true"] small { color: var(--kr-accent-dark); }

/* Schalter */
.kr-switch {
    display: flex;
    align-items: flex-start;
    gap: .625rem;
    padding: .75rem;
    border: 1px solid var(--kr-line);
    border-radius: 8px;
    cursor: pointer;
}
.kr-switch input { margin: .2rem 0 0; width: 1.05rem; height: 1.05rem; accent-color: var(--kr-accent); flex: 0 0 auto; }
.kr-switch__text { font-size: .875rem; }
.kr-switch__text b { display: block; font-size: .9375rem; }
.kr-switch__text span { color: var(--kr-muted); }

/* Aufklappbare Feinjustierung */
.kr-details {
    margin-top: 1rem;
    border: 1px solid var(--kr-line);
    border-radius: 8px;
    background: var(--kr-bg-alt);
}
.kr-details > summary {
    padding: .75rem .875rem;
    font-size: .9375rem;
    font-weight: 600;
    color: var(--kr-accent);
    cursor: pointer;
    list-style: none;
}
.kr-details > summary::-webkit-details-marker { display: none; }
.kr-details > summary::before { content: "+ "; font-weight: 700; }
.kr-details[open] > summary::before { content: "- "; }
.kr-details__body { padding: 0 .875rem .25rem; }
.kr-details__body .kr-field:last-child { margin-bottom: 1rem; }

/* ---------- Ergebnis ---------- */

.kr__result { position: sticky; top: 1rem; min-width: 0; }

.kr-card {
    padding: 1.25rem;
    border-radius: var(--kr-radius);
    background: var(--kr-accent-soft);
    border: 1px solid var(--kr-line);
}
.kr-card__eyebrow {
    display: block;
    font-size: .8125rem;
    font-weight: 600;
    letter-spacing: .04em;
    text-transform: uppercase;
    color: var(--kr-accent-dark);
}
.kr-card__big {
    margin: .125rem 0 .25rem;
    font-size: clamp(2rem, 7vw, 2.75rem);
    font-weight: 800;
    line-height: 1.05;
    color: var(--kr-accent);
    font-variant-numeric: tabular-nums;
}
.kr-card__sub { margin: 0; font-size: .875rem; color: var(--kr-muted); }

.kr-facts {
    margin: 1rem 0 0;
    padding: 1rem 0 0;
    border-top: 1px solid var(--kr-line);
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: .875rem;
}
.kr-facts div { min-width: 0; }
.kr-facts dt { font-size: .8125rem; color: var(--kr-muted); }
.kr-facts dd {
    margin: 0;
    font-size: 1.0625rem;
    font-weight: 700;
    font-variant-numeric: tabular-nums;
}

/* Ampel */
.kr-check { margin-top: 1rem; }
.kr-check__item {
    display: flex;
    align-items: flex-start;
    gap: .5rem;
    padding: .5rem .625rem;
    margin-bottom: .375rem;
    border-radius: 7px;
    font-size: .875rem;
    line-height: 1.4;
}
.kr-check__item b { font-variant-numeric: tabular-nums; }
.kr-check__ico { flex: 0 0 auto; font-weight: 700; }
.kr-check__item[data-tone="go"]   { background: var(--kr-go-soft);   color: #146035; }
.kr-check__item[data-tone="warn"] { background: var(--kr-warn-soft); color: #7d4b00; }
.kr-check__item[data-tone="stop"] { background: var(--kr-stop-soft); color: #8f2a20; }

.kr-verdict {
    margin-top: .875rem;
    padding: .75rem .875rem;
    border-radius: 8px;
    font-size: .9375rem;
    line-height: 1.45;
    background: var(--kr-bg);
    border: 1px solid var(--kr-line);
}
.kr-verdict b { font-variant-numeric: tabular-nums; }

/* ---------- Abschnitte unterhalb ---------- */

.kr__panels { margin-top: var(--kr-gap); }

.kr-panel {
    padding: 1.25rem;
    margin-bottom: 1rem;
    border: 1px solid var(--kr-line);
    border-radius: var(--kr-radius);
    background: var(--kr-bg);
}
.kr-panel__title { font-size: 1.0625rem; margin-bottom: .25rem; }
.kr-panel__lead { font-size: .9375rem; color: var(--kr-muted); margin-bottom: 1rem; }

/* Tabelle */
.kr-tablewrap { overflow-x: auto; -webkit-overflow-scrolling: touch; }
.kr-table {
    width: 100%;
    border-collapse: collapse;
    font-size: .9375rem;
    font-variant-numeric: tabular-nums;
}
.kr-table th, .kr-table td {
    padding: .5rem .625rem;
    text-align: left;
    border-bottom: 1px solid var(--kr-line);
}
.kr-table td:last-child, .kr-table th:last-child { text-align: right; white-space: nowrap; }
.kr-table thead th {
    background: var(--kr-accent);
    color: #fff;
    font-size: .8125rem;
    letter-spacing: .02em;
}
.kr-table tbody tr:nth-child(even) { background: var(--kr-bg-alt); }
.kr-table tfoot td {
    font-weight: 700;
    background: var(--kr-accent-soft);
    border-bottom: 0;
}
.kr-table .kr-table__note { font-size: .8125rem; color: var(--kr-muted); font-weight: 400; }
.kr-table__inline { display: none; }
.kr-source { margin: .625rem 0 0; font-size: .8125rem; color: var(--kr-muted); }
.kr-source a { color: var(--kr-accent); }

/* Chart */
.kr-chart { width: 100%; height: auto; display: block; }
.kr-chart__legend {
    display: flex;
    flex-wrap: wrap;
    gap: .75rem 1.25rem;
    margin-top: .625rem;
    font-size: .8125rem;
    color: var(--kr-muted);
}
.kr-chart__legend span { display: inline-flex; align-items: center; gap: .375rem; }
.kr-chart__key { width: .75rem; height: .75rem; border-radius: 2px; flex: 0 0 auto; }

/* Stresstest */
.kr-stress {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
    gap: .75rem;
    margin-top: 1rem;
}
.kr-stress__box {
    padding: .875rem;
    border-radius: 8px;
    background: var(--kr-bg-alt);
    border: 1px solid var(--kr-line);
}
.kr-stress__box dt { font-size: .8125rem; color: var(--kr-muted); }
.kr-stress__box dd {
    margin: .125rem 0 0;
    font-size: 1.25rem;
    font-weight: 700;
    font-variant-numeric: tabular-nums;
}
.kr-stress__box[data-tone="warn"] { background: var(--kr-warn-soft); border-color: #f0dcb4; }
.kr-stress__box[data-tone="warn"] dd { color: var(--kr-warn); }

/* ---------- Handlungsaufforderung ---------- */

.kr-cta {
    padding: 1.5rem;
    border-radius: var(--kr-radius);
    background: var(--kr-cta-soft);
    border: 1px solid #f7d9b4;
}
.kr-cta__title { font-size: 1.1875rem; font-weight: 700; line-height: 1.3; margin: 0 0 .5rem; }
.kr-cta__title b { font-variant-numeric: tabular-nums; }
.kr-cta p { font-size: .9375rem; }
.kr-cta p b { font-variant-numeric: tabular-nums; }
.kr-btn {
    display: inline-flex;
    align-items: center;
    gap: .5rem;
    margin-top: .375rem;
    padding: .875rem 1.375rem;
    border: 0;
    border-radius: 8px;
    background: var(--kr-cta);
    color: #fff;
    font: inherit;
    font-size: 1rem;
    font-weight: 700;
    text-decoration: none;
    cursor: pointer;
    transition: background .15s, transform .1s;
}
.kr-btn:hover { background: var(--kr-cta-dark); color: #fff; }
.kr-btn:active { transform: translateY(1px); }
.kr-cta__fine { margin: .625rem 0 0; font-size: .8125rem; color: var(--kr-muted); }

/* Werkzeugzeile */
.kr__tools {
    display: flex;
    flex-wrap: wrap;
    gap: .5rem 1rem;
    align-items: center;
    margin-top: 1rem;
    font-size: .875rem;
}
.kr-link {
    padding: 0;
    border: 0;
    background: none;
    color: var(--kr-accent);
    font: inherit;
    font-size: .875rem;
    text-decoration: underline;
    cursor: pointer;
}
.kr__note { margin-top: 1rem; font-size: .8125rem; color: var(--kr-muted); }

/* Klebeleiste am Handy */
.kr-sticky {
    position: fixed;
    left: 0;
    right: 0;
    bottom: 0;
    z-index: 40;
    display: none;
    align-items: center;
    justify-content: space-between;
    gap: .75rem;
    padding: .625rem .875rem;
    background: var(--kr-bg);
    border-top: 1px solid var(--kr-line);
    box-shadow: 0 -2px 12px rgba(22,34,46,.1);
    font-family: inherit;
    /* Regel 7.11 */
    hyphens: none;
    overflow-wrap: normal;
}
.kr-sticky[data-show="1"] { display: flex; }
.kr-sticky__num small { display: block; font-size: .75rem; color: var(--kr-muted); line-height: 1.2; }
.kr-sticky__num b {
    font-size: 1.25rem;
    color: var(--kr-accent);
    font-variant-numeric: tabular-nums;
}
.kr-sticky .kr-btn { margin: 0; padding: .6875rem 1rem; font-size: .9375rem; }

.kr-sr {
    position: absolute;
    width: 1px; height: 1px;
    padding: 0; margin: -1px;
    overflow: hidden;
    clip: rect(0,0,0,0);
    white-space: nowrap;
    border: 0;
}

/* ---------- Schmale Ansichten ---------- */

@media (max-width: 860px) {
    .kr__grid { grid-template-columns: minmax(0, 1fr); }
    .kr__result { position: static; }
}

@media (max-width: 600px) {
    .kr { font-size: 15px; }
    .kr__modes { gap: .25rem; }
    .kr__mode { padding: .625rem .375rem; font-size: .8125rem; }
    .kr-card { padding: 1rem; }
    .kr-panel { padding: 1rem; }
    .kr-facts { gap: .75rem .5rem; }
    .kr-facts dd { font-size: 1rem; }
    .kr-seg__btn { min-width: 3.75rem; font-size: .8125rem; padding: .4375rem .375rem; }
    .kr-cta { padding: 1.125rem; }
    /* Der Betrag ist die wichtigste Spalte und darf nicht wegscrollen:
       die Bemessung wandert unter die Bezeichnung. */
    .kr-table th:nth-child(2), .kr-table td:nth-child(2) { display: none; }
    .kr-table__inline {
        display: block;
        margin-top: .125rem;
        font-size: .75rem;
        font-weight: 400;
        color: var(--kr-muted);
    }
    .kr-btn { width: 100%; justify-content: center; }
    .kr-sticky .kr-btn { width: auto; }
}

@media (prefers-reduced-motion: reduce) {
    .kr * { transition: none !important; }
}

@media print {
    .kr-sticky, .kr__modes, .kr__tools { display: none !important; }
    .kr-panel, .kr-card { break-inside: avoid; }
}